I can supply the income verification to cover the new laon and existing obligations without the rental income counted.

I've heard the cash verification pens aren't fully reliable...

Personally if I was to look at a house and seen 2 identical rehabbed homes (side by side) and one was for sale by a license rehabber and the other by Joe Blow, I would probably consider paying a couple hundred more for the licensed rehab project.

I have access to complete plans for an identical remodel.

You'll typically need the last 4 of the owners social also because its used as verification.

Our reports are hand-compiled by Certified Screeners using multiple databases and can even include us making the verification phone calls.

Her parents seems very quiet and just let the daughter do all the questions asking...from what the agent and my dad was observing...Should we have asked for any other verification documents so for next time I'll know better???

On the commissions or bonuses, we will require an verification of employment that should separate out your base wages from your commissions and also separate bonuses over the last 24 months.

@Luther Wilson IIIIf you haven't noticed, most lenders making loans on rental properties and flips based on credit scores, with no income verification, have borrowers sign a document stating that if they owner-occupy the property, they will be foreclosed on.Why do you think they do that?

I feel like I am dealing with fraud here but unfortunately sent my ids and bank statement to him last week, I will monitor my credit reports and look for identity theft or fraud.