In the mean time I do not want to live a life of self imposed impoverishment, then someday to live the same life with out a regular job.  

it helps your professional look - to regular customer-like people.

I buy regularly at about 20% fmv, but that doesn't make a bit of this easy.

I enjoy helping others and do so freely and I am also a regular presenter at my real estate club but receive no compensation for that.However, I wouldn't consider myself a guru or a coach, just someone who remembers what it was like when I started out.

They should be required to set up accounts for them and pay into those accounts on a regular basis, so that none of this falls onto taxpayers.

I under insure mine pretty regularly on purpose because I'm willing to assume the risk and know I can fix them for a fraction of the normal payout.If it were me, I'd be shopping the rate AND the replacement cost. 

So, in this case, assuming that both units are identical in size, 50% of the gain would be allocated to the primary residence portion of the property and 50% would be allocated to the rental property portion. 

If stuff breaks regularly I get better products or harden the property. 

And if it is well built and in good condition, just regular maintenance can keep it on course.

Regular tenants without leases you can give 30 day written notice, unless the MTM lease requires longer.