Minor history lesson.ARMs came about in the late 1970s more or less.

We've decided to buy our first house (a townhouse) this spring so we're looking for a place that we can live in now and then rent out after I finish school.

You cannot start the shortsale until the note is 90 days late.

I spent some time in Poona in the late 70's.

This is our current project though it isnt finished yet. i wanted to share and i would LOVE to see what others have going on.

I'll be finishing my MBA and settling down in the Midwest and want to know what the best REI strategy to pursue would be?

I started a blog late last year - more of a journal - its in my signature profile.

You're still young and have lots of options.You must've started late in the military.

Great story on Yahoo about late night infomercials.

I have quad 4 unit buildings that are town homes.What I have found is it is much better to put all tile on the main floor instead of carpet or vinyl.Upstairs with the carpet it doesn't get worn down as much as the main level.When you evict a tenant with tile it is mop and go and not fixing tears in vinyl or carpet that can't be salvaged.The dirty carpets tend to attract bug problems as well.You can find tile cheap and buy a big area rug to warm it up for cheap.The key with tile is the contractors can kill you on the install fee.You have to find a contractor hungry for money.I can get tile 12 X 12 for 56 cents a sq ft.Main level I would spend about 229.60 in tiles,another 150.00 in mix for bonding and grout for finish and just put back old finish trim down and repaint.Can get a hungry contractor for 75.00 a day to tile day one and finish grout 75.00 day two.Total cost 529.60 for main level.I have 1,178 sq ft with 2 story but I leave carpet upstairs and on the stairs and tile the main.Don't pay high prices.Be patient and turn over rocks to find the great deals.