You don’t appear to understand some basic distinctions between employer managed pension funds and employee-selected 401k funds.Guys like Bernard email you documents and wish you luck in running your plan.

I've been looking into Memphis extensively as myself and my girlfriend would be able to relocate there and not affect our careers.

I believe some of the reasons for selecting Las Vegas will include:Proximity to California.Business friendly environment.No state income tax.Low cost of commercial energy compared to California: California $0.1781/kWh.

Offer a 10% discount to a selected group, like teachers or firefighters.

I was also very selective with qualifying my tenants.

Some of the units need extensive rehab so a PM that can handle everything would be great.

@Mark Doty given the lack on info in the marketplace, I put together a free report highlighting some of the main risks real estate investors need to address.It covers the following; Thirteen property characteristics that drive higher premiumsSeven types of tenants that insurance companies run fromFour terms you must include in every subcontractor agreementFive insurance coverages your property manager must haveFour simple steps to ensure you have the correct policyFive warning signs in selecting an insurance agentI'll send you a PM

One who specializes (extensive knowledge) in REI stuff. 

We looked into both options pretty extensively.

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