You can also diversify the same amount of money into many different properties across different real estate asset classes and strategies, which is much less risky than putting all your eggs in one basket (or just a couple of baskets).As a non-US investor, you may need to create a US corporation to invest in some of these, but I have been told by people who have done this that it is really easy to do and not that expensive.

A deal that size is certainly worth it if you can get a large enough return on your money, but HOAs eat profit for breakfast, although some investors make it work.

“Rich” could be a large sum of money, while I imagine wealth as you describe it, to bring that passive income, like trees growing, vs a hamburger that is only good for a bit, but once you eat half of it, the other half is only going to last for so long.

That will reduce your risk significantly over putting all your eggs in one basket by purchasing it yourself.

Any charge that would eat up reserve funds would either come in the form of an invoice or go on a credit card to be expensed so I can't imagine needing "immediate" access to funds.Thanks for your thoughts!

Depending on your situation, I would either refinance and just eat the difference or sell and make a small profit and then move on to the next one.

Can someone help guide me in a direction where I dare say "have my cake and eat it too"?

The auctions here will eat you alive.

The big fish can't eat it if they can't see it, ya know? 

As my personal portfolio has grown over the years, I have introduced additional levels of protection to protect it - I think it is an unnecessary risk to trust all my eggs in one basket.