I can cover the bills but the house is eating away at like 50% of my paychecks.  

@Jack Taylor It depends on your goals, but it seems like you want to have your cake and eat it too.

Seems like doing it yourself is a potentially very slow way to do it and if financed will eat up profits.

Interior gutted except for front living room, new Green Board, new electric in most of the rest of house.

An older home can eat up 20k no problem. 

Since the sewer line obviously had issues and I couldn't prove who flushed the tampons I ended up eating the bill for the entire thing.

If it continues to the point of them eating into your profit, I would move to evict.

As many have stated that bank rates are low and the admin fee charged basically eats the interest; it is non-binding.

In an effort to focus my energy on the right tasks, I am hiring a VA to take on the more medial tasks that have been eating at my time.

If they are 20% below market in our area, you're easily talking several thousand dollars per year.Without a doubt, there is value in having great tenants, but with proper screening and setting the expectations up front, you can have your cake and eat it too with a great tenant who is willing to pay market rent.