Quote from @Patti Robertson: If the animals are truly ESAs you cannot deny them any more than you could deny a tenant in a wheelchair building a rent to enter the front door. 

There could also be insurance issues as there are separate policies for owner occ and rentals, and if you have a claim on an owner-occ policy but it turns out you're not living there, your claim could be denied.

Closing was yesterday and I was denied a commission check.

I would suggest denying the forbearance if not needed.

I'm sure there are ample resources online or whatever to explain that concept to her if she doesn't understand it.or2) Coming from a social work background she can't (in good conscience) see how you can deny rental housing to people with bad credit scores and no cosigners. 

Originally posted by @John Ford:What if my financing plans are "take out a HELOC which could take 60 days to close and I very well could ultimately be denied for, blowing up the deal."

Get a load of this.Congress is now considering the Rent and Mortgage Cancellation Act which would cancel all rent and mortgage payments for the duration of the pandemic, and possibly beyond for up to a year.And the law would be retroactive, so they’d go back in time to March 13 to cancel rent.The government would then set up a fund for landlords and mortgage holders “allowing them to recoup their losses, so long as they agree to abide by a set of fair renting and lending practices for a period of five years.”Some of those conditions include not raising the rent for five years, and not denying renters based on credit history, or criminal record.This is insane.

Those who can pivot quickly do better than those who sit around trying to argue with reality or denying it.

If you do need to file a claim and they determine you gave false information not only will your claim be denied you could also face insurance fraud charges.

The CFPB’s new rule clarifies that, if a servicer has already made the first foreclosure notice or filing and receives a timely complete application, servicers and their foreclosure counsel must not move for a foreclosure judgment or order of sale, or conduct a foreclosure sale, even if a third party conducts the sale proceedings, unless the borrower’s loss mitigation application is properly denied, withdrawn, or the borrower fails to perform on a loss mitigation agreement.