I run into motivated sellers almost on a daily basis who haven't yet listed their homes for sale.  

Since you are paying simple daily interest, deposit your income at the beginning of the month, and pay your expenses at the end of the month therefore keeping the balance as low as possible.

I recently reinstated my license to get access to the MLS and i figured it would make me a better investor i am here to learn as much as i can i listen to the podcast daily and i catch the webinars which are so full of information.My interest is in Wholesaling so that i can build up my funds for buy and hold and rentals properties,I have learned so much on this site and ready to learn more and network with great people thanks.

I have my first two flips going right now - and I have to be honest, I’m getting a bit nervous with what seems to be a daily intensifying of global tension for the U.S. and how that hurts my end point.  

I know this is done on a daily basis, but want some hard truth to if this would be a goal for someone with more experience than someone that has never done anything like this before. 

Is it more convenient to your daily activities?

This business is all about relationships and your focus should be on building them daily. 

They don't have a daily fine, but will do mitigation if the problem isn't fixed. 

If you'd rather take the rate bump than pay the points, which most people do, assume 0.5 to 0.75 discount points (it varies daily, with diminishing returns in both directions) translates into 0.125% to rate. 

  (2) utilize the "float" between receiving income and when bills are due to artificially lower the average daily balance.