Tried a couple local credit unions and both wanted at least 2 years history for my business (which I don't have yet). 

Its easy to lose track of how much one SHOULD have in the bank because its hard to leave money sitting and not working for you.I understand there are many variables such as age of house, age of roof, age of furnace, etc. 

Describe your process for managing a moderate property renovation (How is the status of the work tracked?

You want clients that have credit issues.

I thought I could sell it to the renter but they have no credit.

I have a great credit score (above 800) and solid assets and I would pay far more for money than a conventional loan rate if I were getting money for any investment other than one that qualifies for a conventional home loan.If ROI is your goal then the implied goal is to leverage your money for its greatest return. 

Borrow from family, use credit cards, sell some assets, save. 

Screening - run credit - background checks?

Sorry this is months late however I'm jumping back on track now after months of learning ,working to pay my bills & exhausted burnt out Life Challenges! 

Total Closing Costs (J) $62,251.61 $0 YES Closing Costs Paid Before Closing$0 $0 NO Closing Costs Financed (Paid from your Loan Amount) $0 $0 NO Down Payment/Funds from Borrower$0 $0 NO Deposit -$1,000.00 $0 YES Funds for Borrower -$36,304.75 $0 YES Seller Credits$0 $0 NO Adjustments and Other Credits $1,304.86 $0 YES $26,251.72 $0 Cash to CloseSummaries of Transactions BORROWER’S TRANSACTIONUse this table to see a summary of your transaction.