Refinance was $110k, no down payments and rolled in closing cost into new loan.

Good contractors are a precious commodity and any investor who has spent years and tens of thousands of dollars on contractors form hell will not feel motivated to share those with a stranger on the internet.

Landlords and property managers don't like the word mold and I totally get it as it can be quite costly if found at the wrong time.

There is a difference between "best" and "lower cost". 

I recently took out a HELOC on my primary mortgage and have used this to purchase a home for 32,000 with rehab cost of 150,000 and ARV of 220k.

They're making it pretty hard for STR investors in the state, plus everything costs so much there! 

I intend to build a home that will be rented out to offset the costs of ownership.I can find construction to permanent loans on second homes easily. 

My out-of-pocket $40,000You are into it for $430,000 plus closing costs for a questionable value of $450,000.

Just checking my math.This is obviously after all expense , depreciation, cost set, property tax write offs, 20% etc.my question is are my assumptions correct? 

If it costs $25,000 for the program, how long will it take to return that vs learning as you go?