A good example is a 2 family with structural, electrical and plumbing issues on a home that is 100 years old and needs lots of work but the seller was hoping to get 190,000 and currently includes heat, hot water and electric and is only getting 1100 for the side that is rented. 

This comes out to $131 a unit per month (not including the managers unit). 

I heard student loan debt is not included under physician loan but not certain.

Asbestos wrap usually appears a little thicker - this could just be paper and mastic (of course, the mastic could contain asbestos).  

You can also include water up to certain amount and then anything over they have to pay.

You also have to include the Holding and Closing costs in your calculations.  

This included reading many books and listening to podcasts.

I am having issues getting lenders on board with these Container Home duplexes that I have designed and have contracts on to buy already.

Your rent history will determine how a lender decides to include the income or not in a your DTI.

By the time I left after 6.5 months, I had listened to 225+ podcasts, each one TWICE, and read all the big name books including, Rich Dad Poor Dad.October 2016: When I got back to the states, I started studying my market and analyzing houses.