If the debt was planned, you should have been saving the money while charging things to your credit card and then paying it off. 

For example, when rent is late, even by one single day, every single time I always issue a notice to quit as required by my state in order to start the eviction process, and charge the late fee.

FYI: I charge a fee any time I have to spend time making changes to an existing contract (add/remove a tenant or pet, early termination, etc.).

I forgot to mention that I'm working with a great realtor who happens to be a friend (only charging me only 1% commission whether it's listed or not).  

So, Here are My Top Tips for Fix n Flippers When it Comes to Rehab Below:- PLAN YOUR SCOPE OF WORK AND REHAB BUDGET WITH DETAIL- FORECAST PROJECTED BUDGET AS ACCURATE AS POSSIBLE- USE A REHAB BUDGET TEMPLATE PROVIDED BY THE LENDER RATHER THAN MAKING IT SO YOU DON'T FORGET ANYTHING- HAVE 25% OF YOUR REHAB BUDGET AVAILABLE IN LIQUID FUNDS - DRAW OR DESIGN SKETCHES OF BEFORE AND AFTER REHAB -- ASK YOUR LENDER FOR HELP IF YOU NEED :)- ASK YOUR LENDER IF THEY OPERATE ON A DRAW PROCESS OR NOT- ASK YOUR LENDER IF THEY CHARGE INTEREST ON UNDRAWN FUNDS- ALWAYS OVERESTIMATE YOUR REHAB BID -- EASIER TO GET REIMBURSED RATHER THAN ASKING FOR MOER FUNDS (KEEP IN MIND YOUR RESERVES THOUGH WITH A HIGHER REHAB AMNT)What are some of your best practices when it comes to working with a Lender as a Fix n Flipper?

For example, are you going to remember come tax time which Home Depot charges were for personal or real estate agent (e.g. buying smoke detectors or fire extinshers as in my case) expenses?

The way I have learn to determine what rent should be charged for your home is 1 of 2 ways.- 10% minimum of purchase price annually + property taxes (treated as a cap rate on a business)- 15 year monthly mortgage rate + property taxes Any opinions where I should start, or how I can determine what would be good for myself and my wife to start in would be greatly appreciated.

Both Zillow and Apartments only charge $29 for credit report and background check.

Typically, they will charge 1% of the loan amount.Do you own properties in multiple states?

They don't charge you a fee until you've failed the inspection a second time; so it seems like the play for efficiency is to not waste time out there and if you do get flagged you go back separately and fix the issue(s)?