It's really late in the game in my closing process, so I'll most likely be giving him both documents at the same time - is that any cause for concern?

Initials: _______b.Tenant agrees to pay for clearing the sewer drains of the Premises of any and all stoppages, except for those stoppages which the Landlord will agree were caused by defective plumbing, tree roots, acts of nature, or which are declared in writing to have been so caused by the plumber or other person who is called to clear the stoppage.

They are scheduled for an hour but most of the time they go about a half hour over time, which is great, cause that means more info is flowing.

It is the bad operators that cause problems.

it's really difficult to tell you every single thing that i look at. i have lots of experience so i can just make offers based on the listing pictures. even if it's just a single picture of the front of the house. that's cause i buy similar houses and know about how much it would cost. but i have a lot of experience, so nothing phases us.in addition, when you have a checklist, the agent will know you are not experienced and will question your ability to close. big things are - kitchen, bath, electrical, roof, concrete.the rest is child's play.good luck.

I think some of your descriptions of your different mortgages and using the term HELOC may have caused some confusion in this post, so I will just speak to the HELOC side of things (because Scott covered HML quite well).You are correct in that a HELOC is like a giant credit card attached to a residence.  

The income loss & stress someone like this can cause is not worth it.  

Huge amounts of money from federal disaster relief, insurance proceeds, and money out of people's pockets will cause economic activity that will drive positive macro economic impacts. 

You don't want a scenario where you have partnership capital account that is uneven and could cause liquidity or even just partner disagreements.

I also deal with those same fools in real life when I have to fix the issues they caused because they wasted a sellers time with thinking their house was sold then 20 or 30 days later the wholesaler backs out and the seller is screwed.