Short of Dave, it appears most people missed the question in your post. 

As of now there is an implied warranty for all workmanship, but you may have to bring the builder to court to get him to pay.  

About 8-10 years ago most counties go sick of people protesting their tax values.

Don’t work with people who don’t value you. 

I think many investors are going around that rule in Baltimore City, so I assume they are doing it in other counties.Not trying to pick on you as you are 110% correct and understand you are just reporting the facts on the ground, just I think the logic about this, about “off market” deals is kind of off, like there are plenty of ways to make money skirting the rules, taking advantage of old people etc, and there are more profitable ways than real estate to do that, at that point your not really a real estate investor, your just someone making money not playing by the rules of your competition and taking advantage of people, which to me shouldn’t be considered “a real estate strategy”

The people looking at one bedrooms are folks moving up from hotels - essentially homeless people.

Hundreds of websites allow people to create fake paystubs, tax returns, W-2, bank account statements, and more.

Of course seller financing will work with some people.

I've met some great people through Alan.Happy to connect with you as well if you'd like to grab coffee!

Welcome to BP Jordan,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.