@Remington Lyman so far I’ve narrowed it down to A and B zip codes (defined in a document from Zeke at Reafco), and in the near future I’d like to narrow that down from around 20 zips to 5.

Another beneficial perk about this HELOC was the first six months my interest rate is only 1.7% after that is moves to 3.75% which I was happy with.

Just be sure its all documented in the lease.

My current rate is 3.625%, I just received my new load documents and the new payment at 3.99% is $658!

In the old days, I'd have to deal with checkpoints and hope that the one person who notarized documents was working that day since they never posted a set schedule.Performing notes are a lot easier.

If you are using the same lender it will make dealing with the underwriting simpler because you only have to provide documentation once for all 3 loans. 

If you're doing it "outside of closing" I guess that's fine, but realize you'll be signing documents at the closing attesting to the fact that you're not doing something like that.

Is that in the legal documentation when you buy?

The Condo Bylaws and Declaration are normally the documents that give the details on what, you as the unit owner, are responsible for and what the Association is responsible for.  

Hey Joe, I know you asked for an agreement that can be e-signed but, while I couldn't find one that can be e-signed, I found this one for you from the State of Michigan which means that it's public information that you can use and turn into your own e-sign document.