Shopping for loans in Ohio. First time buyer.

[Stuart Hoffman]

Hey everyone,

I've looked through some of the other posts on this topic but didn't notice anything for my state.

I'm brand new to REI and I'm looking to house hack MF; probably a duplex. I've talked a little bit to two different lenders but I'm worried about what I don't know, which is probably a lot.

I've never had a mortgage before and I'd like to find something with a 3-5% down payment if possible.

My questions are:

What things should I be looking for from a good lender? What questions should I ask them?

Does anyone have any recommendations for lenders in the Central Ohio market? I have received one from a BP member already.

Am I correct in my understanding that shopping around and filling out several applications will only be reflected as one hit on my credit score?

Thank you all in advance for your time and input.