Hi, I was wondering I am paying so much money for exterminators and I see that what they're doing you need no extra skill it's just the knowledge  I was wondering if there's someone here that can help me out first of all with roaches what type brand of bait can I buy and how do I apply.

Now, I know this can be completely location dependent, however, I'm curious if there is an average that you've found that can be applied in a general analysis?  

But my wife will be a first time homeowner, can she apply for a 203k, keep all bills in her name, just have her niece pay for us back or whatever.

Stock and notes interest would most likely be considered passive income so you should be able to offset them.Always consult your CPA because there are so many rules that may be true for one individual doesn't apply to another.

The owner occupancy requirement only applies at the time of original loan issuance.There might be a rate difference between an owner occupied refi and an investment refi, so you still do need to clarify that on the refi loan application.

These tenants have occupied both units prior to this amendment (effective 2011) and the amendment states that if the tenant wasn't notified 60 days from the amendment taking effect it does not apply. 

It hasn’t some good tips on conversation that you can apply to cold calling.

I've found a few but I wanted to know if there is a good website or book or program that covers all these in a way that's easy to understand and applied to a real deal?

then apply it to wholesaling.

@Joseph Cameron  One option would be to put your proforma numbers together and apply a discounted cash flow analysis to back into a value.