Don't be so afraid of everything.  

Investments were never their thing and I'm afraid to say they were stuck in the Rat Race all their lives.

I was a bit afraid the reno was going to be all cosmetic but new water heater, HVAC and roof is a substantial upgrade.

I'm not necessarily afraid of buying 90% of appraisal if the rents are still cash flowing. 

I have been interested in real estate for a long time but was too afraid to pursue it.

There is no one recipe for we all chefs and what works for me may not work for you, but I am a strong believer in working hard in this game, not letting yourself get to far ahead, never getting down on yourself, learn from everything you do, ask questions, never be afraid to talk to someone, have fun!

I'm afraid it's next to impossible to buy a house in Linden Hills for less than 400k

I hope you find something that will work for you and don't be afraid to dip into your profits by using a LOCAL property manager who understands your market.  

In your everyday life you have to not be too afraid to talk about money with other people.

In Switzerland, which is one of the richest countries in the world, it is just 44%.When I was a kid growing up in middle class Ireland, there was a bit of a stigma attached to renting.