But is that even true?

@John Underwood that might be true.

True example. 

So going might be a worthy investment of your time, especially if it's followed up with a nice dinner out for two at her favorite restaurant and telling her what a good time you had at the gathering<--(which might be the true value of going).

Less than 40% of investors take true paid marketing (facebook & PPC) seriously.. and those are the methods that TRULY work... yet the majority of investors don't do it.But OK.

If you are up for a challenge, you can figure out how to add a closet for the entry.bifold doors work fine on a laundry closet or a sliding barn door (if it works with the space).True, but the living room would still relatively small, with this one it'd be 4 feet taller, for the walk in closet I'm estimating 4 feet width which I believe should be enough for a walk in with an L shape shelves, not sure what you meant by adding closet to the entry.  

If the numbers work as a true investment, they will work with you doing the work yourself, and be better. 

Starting today, 3 month moratorium, then a few more months of short payments, then a workout plan, before the true first missed payment. 

True that this period is a time to study and figure out how we can achieve our dreams and goals through REI journey. 

Naturally, I can't tell if the results still hold true as I am sure a lot of banks and lenders have changed their rules.