I have no problems emailing the bank my annual docs, however, I needed to understand if their "review" of these docs may affect my loan.

This is a very common situation and I am surprised that seems to be some much confusionBuying a house as is simply means the seller is not making any repairs but And I repeat but your did not waive any or your contingencies unless expressed in the contract1- Right to due diligence  as per California law2- Right of inspection3-Appraisal and financing contingencies, title issue  etc etcYour agent should have sent out an addendum cancelling escrow if seller does not respond to your requests for repairs or whatever you wanted before your due diligence period expires  The emd is yours to keep if your sent out the proper notices during the time periods  allowed  The agent should know this it is Read your contract to confirm 

This is our first repeat customer!

; do you know how that would affect my ability to write off annual expenses that occur as part of maintaining that property?

It'll depend on a lot of things: access to public utilities (water, sewage, roads, power, etc), terrain that affects the type of foundation and build process needed, etc.

Highlight/talk up the changes up front put anything upgraded in the ad, repeat it in the phonecall.  

Repeat the process for several years, then buy a boat.

Maybe even 15 year fixed if you really want to own them free and clear, and in 5 years you refinance and repeat.

The rents in Atlanta don't support such an interest rate.I'm trying to implement the BRRRR technique (buy, rehab, rent, refinance, and repeat).  

I'm looking to get into multi-families (2-4 units) and would love to use the BRRRR (Buy Rehab Rent Refinance Repeat) method in order to finance future acquisitions.