It will just make my already-negative cash flow worse, but when I bought the property I had quite a few other reasons and motivations for doing so and I was very clear on the negative cash-flow situation.

We have quite a few together or in our LLCs if commercial property, but banks weren't involved and no conventional debt on them. 

Quite helpful.

What it says the rental market has cooled off quite a bit.

Welcome @Eric Charles, I live on the west side of Lansing and am in Portland quite a bit because my gf is a teacher there. 

The DOM for updated homes is actually quite low, fewer than two weeks. 

He is currently paying $600/mo which is quite a bit lower than what i could receive, however he is a permanent tennant and is basically guarantee to pay every month with no hassles.

I have found many insurance agents don't quite understand flood insurance, only shop one option either government or private flood  and are writing policies incorrectly (I offer a free review of anyone's policy) I just want to make sure everyone that needs flood is covered as best they can so when they GOD forbid have to file a claim they don't discover that the policy was not exactly what they thought they had. 

I won't allow personal checks because it can take up to 10 days before I find out the check bounced.When I hit a tenant with a 3-day Pay or Quit, I serve it through the Sheriff and it costs $50.

I'd like to see how you are doing that as I haven't seen the 1% rule in quite a few years.