I'm assuming they sent over an addendum to the contract, these documents are always extremely seller friendly, and pretty much say the bank can do what it wants and has no liability for anything. 

@Xavier Mike I bet that the 2 hrs labor those attorneys want to review that document is the only place you are going to get an answer that has any meaning. 

You can close anywhere with a mobile notary if you have the closing documents.  

These two documents are basically your title to the property/note.

By that I mean fees like the title company fees, escrow fees, attorney fees, documentation fees, recording fees, fee fees, ...Hope that helps.

I know this is not the answer you want to hear, but any legal loan documents should really be written or reviewed by an attorney.  

Afterwards you do a streamline refinance with a VA IRRL (interest rate reduction loan), which is a no documentation, no appraisal refinance that is at no cost to you that can only be done on a pre-existing VA loan.

Check out my document below for the full review and let me know what you think.Document: https://docs.google.com/document/d/1jA7ymmelrtlcKEOjedfnfyjdXHtG6nCYBNlUvXE9SPA/edit?

It has all of the state requirements so its a safe haven document. 

If I were the underwriter, I would want you to document that you have been receiving the rental income-not a guideline but can strengthen your case for review and approval.