The number of people I have met through real estate - both consumers and professionals - is crazy looking back through the past couple months.

I realized that I was spending money unnecessarily on consumer goods and services which, ultimately, didn't bring any joy to my life.

Ideally I'd like to see year over year if there are months or seasons that see increases in complaints, higher utilities and so on in order to forecast and eventually prevent time and money consuming issues down the line.I figure that while I'm saving money and hunting for my second deal, I may as well start getting the tools in place that will allow me to be more effective as my portfolio grows.

Simply click here to view an interactive map with the most up-to-date rates of change in home values, as well as appreciation rates over a number of different time periods.Understanding recent and long-term trends can help us remain an informed consumer.

I am not saying my phone is ringing off the hook (I am sad to say) but that would seem like a lot of time consumed.

Going forward with no consumer/old debt, we will have personal funds free up, and just less stress overall. 

Hey guys, I am new to BiggerPockets and just started my journey in the last couple weeks and have been consuming information like crazy while determining what direction to go.

@Jeff G.Dodd-Frank doesn't actually address lease option.What Dodd-Frank addresses is consumer financing.

Soon, consumer demand dried up, as everyone was underwater on mortgages, credit cards, etc.

This means that the property is your homestead, and any activity falls under Dodd Frank and the Consumer Finance Protection Bureau, as well as state homestead laws.You can not have a partner with an equity interest in the property unless (1) they will also reside in the property as their primary residence and (2) they also qualify for VA financing.You can not borrow any part of the down payment; if you do without disclosing such it is criminal mortgage fraud.