They just snap without warning and you can't stop it from happening. 

I appreciate you putting your story out there to warn others.

Your gut feeling could be trying to warn you.

The next cycle, old grey hairs such as myself, will warn young investors that rentals have a new risk previously unimagined. 

At this point, I am at the end of my rope and the best I can do is warn against doing business with Dominion Financial Services.

Set a savings rate that is percentage of your income.Each month automate that amount out of your current account into your investment/portfolio account.That is you to keep and fund your asset purchases.This is capital formation at the household level.Anthony Robbins in his book, Money Master The Game gives numerous examples of individuals who followed that formula.Sir John Templeton related that he would save 50% of his income to build his business.A UPS employee from his twenties put aside 20% of his income to purchase UPS stock.By his eighties he had a portfolio of over USD70 million of which he gave away USD35 million to charitable causesThere is a warning on the illusion that wealth will somehow, one day fall into our laps.Each amount that passes through our hands is potentially seed capital, which can be used and allowed to go through the power of compounding then contribute to our portfolio growth.Bill Greene in his book "Think Like a Tycoon" suggests setting aside 95% of your income towards your portfolio to become a tycoon.Only spend 5% of your income on consumer items developing a way to expand your means until necessities fit in that  5%.

Then we double check the earnest money agreement, as i have had agents warn me that they try to pull something where earnest money is not refundable.

He's warning people that following Dave Ramsey's teachings will not lead you to financial freedom.