Cost for average appraiser from a bank was about 350 ,, I hired a highly qualified appraiser that actually goes out views comps inside and out and paid 1500 for the appraisal and the difference in valuation for my property was over 250K granted it is a unique property and I had need for condemnation eminent domain legal reasons to find the best and highest value for my property.

Net of that meaning, they're going to have to deal with them in one form or another and those any issues are no longer unique to you as a buyer.

The "inspection" though however these last few times were fairly simple ten minute visits from various code enforcement individuals. 

I was told frequency can be 2 weeks 2 a year between pumping depending on use and pumping can cost $75 to $200 per visit. 

Then I would suggest putting in an offer with an inspection contingency to allow you time to visit the site/area personally, but giving yourself the ability to back out if you aren't comfortable.

When we visited the property the second day it was 70 degrees inside, the HVAC guy assured us over a period of 3 visits through the week that "the house is plenty warm inside".  

For rent, I always make sure that each unit has a different rent amount and that when my usual late fee is applied it is also (usually) a unique amount.

The point is, all these places are still fairly inexpensive but great rental markets due to people moving farther and farther out in the search of affordable housing, yet they're still within an hour of the heart of downtown Austin, which means an Austin-based investor can easily go visit his property once in a while if necessary.

My question is if he paid a house off all cash will he be able to refinance if so what would he take in to consideration when he visits the bank?  

@Dan Williamson so coincidentally I received the following attachment to an email from Unique Properties (commercial brokerage here in Denver).