But my flip was priced right and also listed in the spring which is ideal.Now for the house itself - the buyers in Murray Hill who are paying the most are looking for very specific things - basically a charming unique historic home for what is a bargain price compared to nearby Riverside/Avondale neighborhood.

The comp sale system works great for single families, but has it limitations for more unique multi unit homes.

In the best partnerships each partner brings something unique to the partnership. 

Your dealing with a “unique” Tenant base in these areas .

Just because the appraisal is hard doesn't mean it is impossible, are there other similar homes with similar features aside from the unique architecture.

Should I expect less favourable rates and terms due to my unique situation?

Your lender is your best friend when it comes to working through your unique situation and finding out what will work best for you.

They understand your unique situation. 

But think of filing as your "insurance" to get rent and it will also start to set a new tone with her when she realizes you mean business and you can't be sucked into her BS communications.

The reason I ask is because I have a unique scenario where I know the value of a home is roughly $300k but would be able to purchase at 150k.