The daily or even weekly ones we go to you have 24 hours to pay the remaining balance so there wouldn't be time for financing.

. :-)OPTION 1Current home value - 425000Extra payments - 4000Total interest spend over the loan - 85000Resulting equity - 340000 (425000-85000)Time to pay off the remaining loan in months by paying 4k extra per month - 28 monthsNext loan amount - 540000 (600000 - 60000 10% down)Extra payments - 8000Estimated home value after 10 years - 625000 (modest evaluation)Total interest spend over the loan - 60000Resulting equity - 565000 (625000-60000)Time to pay off the remaining loan in months by paying 8k extra per month - 56 monthsNext loan amount - 540000 (600000 - 60000 10% down)Extra payments - 10000Estimated home value after 10 years - 625000 (modest evaluation)Total interest spend over the loan - 50000Resulting equity - 575000 (625000-50000)Time to pay off the remaining loan in months by paying 10k extra per month - 47 monthsOver 10ish year I will have a total equity of 1.48M which is an average monthly increase in personal net worth of about 12,000 over this timelineOPTION 2Current home value - 425000Extra payments - 1000 (it would drop from 4k because 2k would go to the other loans principle and I would lose 1k as an expense for the extra loan)Total interest spend over the loan - 95000Resulting equity - 330000 (425000-95000)Time to pay off the remaining loan in months by paying 1k extra per month - 64 monthsNext loan amount - 405000 (450000 - 45000 10% down)Extra payments - 2000Estimated home value after 10 years - 500000 (modest evaluation)Total interest spend over the loan - 100000Resulting equity - 400000 (500000-100000)Time to pay off the remaining loan in months by paying 2k extra per month - 131 monthsNext loan amount - 405000 (450000 - 45000 10% down)Extra payments - 0 (money is being used for other loans)Estimated home value after 10 years - 500000 (modest evaluation)Total interest spend over the loan - 330000Resulting equity - 170000 (500000-330000)Time to pay off the remaining loan in months  - 360 monthsOver 10ish year I will have a total equity of 1.29M which is an average monthly increase in personal net worth of about 9,800 over this timelineI know this is very detailed and you would probably have to spend a few hours figuring this out, but If you could help me by providing some benifits to option 2 that would be helpful.Thank you

I recently purchased my current home with a FHA loan less then three miles away and there was no issues.

If you get three fines in a 2 year period, they confiscate your VHR permit.Here's the good news:  http://www.cityofslt.us/index.aspx?

At the end of three or five years you would have to pay that off in full.Unless their offering something better than implied by what you wrote this doesn't seem very exciting.

Talking to loan officers having everything in a three ring binder or scroll binder.

I mean, if all they do is call the cops and wait 3 hours for them to show up, and hope the guy doesn't disappear, that's not that useful...How about other surveillance options?

Sites like BP, Zillow and the linke actually increased in numbers.The odd thing is that afternoon MOZ updated it's thing, I actually increased both my PA and DA, but that evening (just a few hours later) my PA dropped 10 friggin points... my DA remained "the same".

That suggests to me that the Section 8 inspectors must find a violation(or three) to justify their jobs. 

You posted this in the Philadelphia forum - York is a good two plus hours outside Philadelphia.