Unlike a prelim, the information isn't really guaranteed by anything (like a pending title insurance policy), but it's free and will give you a good idea in ~95% of cases. 2) Call the person with the money directly.

As far as going about getting a policy for a rental property, what would the offered listing title of something like that be at an insurance company?

3) I'm assuming you had to then transfer your home owners policy to a commercial insurance policy.      3a) Did you have any trouble getting the commercial policy?   

I chose this area because it is strictly a residential area and houses sell very fast.

I am now in need of an umbrella policy.

AHA policy is to pay market rent, so this is just the theoretical maximum, but I'm pointing out that very high rents are possible in this program.  

@William WalkerIt actually won't cost me anything (well... except lost rent), as they are apparently so confident in the quality of their service that they offer a "Love us or leave us" policy, which is that you can cancel at any time during the contract with a 60-day notice of intent to cancel.

There is a law day in place for a strict foreclosure proceeding coming up.

Strictly commercial?

First thing is an umbrella policy and a land trust.