I personally don't have much experience with rocket or guaranteed rate but it doesn't hurt to check out what they are offering and compare with some of your local lenders. 

You can see in the violin plot that compared to 2019, the long tail of slow-selling properties gets visibly thinner in 2020 and 2021:The closing price vs. list price graph further highlights increasing frothiness in the market:Properties that sold for the highest percentage over list:Listed 7/17/2021 for $589,000, sold 9/8/2021 for $753,000 (27.8% over list)Listed 11/4/2021 for $399,900, sold 12/14/2021 for $504,200 (26.1% over list)Listed 7/16/2021 for $524,900, sold 8/19/2021 for $650,000 (23.8% over list)Properties that sold for the highest percentage under list:Listed 7/18/2018 for $539,900, sold 2/1/2019 for $300,000 (44.4% under list)Listed 7/27/2020 for $1,950,000, sold 11/30/2020 for $1,250,000 (35.9% under list)Listed 6/20/2019 for $749,900, sold 12.30/2019 for $530,000 (29.3% under list)Wrap UpNothing unexpected fell out of the data; prices increased considerably and the Quincy market got hot during a time of historic asset appreciation nationwide.

Sidenote- crazy how one roomate makes a huge difference, this is literally 3x the cost compared to if I just rent out the room and find parking on the street or around the neighborhood- they have a few spaces throughout the development).

Hey @Caleb Barbosa.As of right now, Central Florida is one of the best places to invest, you get more for your money than you will compared to South Florida.House Hacking is definitely a great strategy to get started in RE investing.

Many people love to quote a chain of discussions on here and it makes it very difficult to find where they started talking with their addition compared to what they quoted.This is something any of you have seen if you use other forums as BP is the first forum site I've discovered where this doesn't happen.

You are better off comparing to similar age properties that sold longer ago than you would normally look back.

Would you say a multi family house is worth more when all utilities are separated between the units (tenants pay utilities) compared to being not separated and landlord charges more for rent to cover utilities.

This property was very straight forward, no issues in closing, no title problems, how I wish every deal of mine would go haha.

Be sure to compare the coverage as well as the price.  

Compared to Illinois our taxes are much cheaper and you can stretch your dollar much longer investing in properties.