The home is a 3 story house with a large separate two-story garage behind it, the garage has a two-bedroom apartment on the top level.

I agree with @Jaron Walling.You have to know the story behind why they are selling in the first place.

Well, the loan amount(or LTV) itself can not tell the whole story of risk.

The law presumes seven days to be a reasonable time, but the landlord can rebut this presumption.

High-end finishes throughout, 2 car garage on a huge lot/backyard, large 2nd story loft area, 1st level front porch, 2nd level deck off master and a large deck off the back of the house.

Highly recommend "Airbnb Automated", "STR University", and "STR Success Stories", on YouTube. 

I care more about the story than the score.

Some may advise against it and there is a chance that the mortgage company calls the note due (I have not heard anyone that has had this happen and would love to hear the story, if you pay your bills they don't ask for their money back). 

Isn’t it ironic that I can write in earlier stories above about increasing sales and prices of SoCal homes, and yet 66,000 Los Angelenos continue to be homeless… Initial Jobless Claims.

What type of weather do you prefer, that plays a factor as well.Moral of this story:  Go for quality of life - you only have one!