However, it is "potential capital", kinda like potential energy.  

I just got a letter to set up the eft for taxes and I might change my mind and pay monthly and reduce the amount I put in savings.  

After a number of deals, one of the lenders reduced to 10% for me, funding up to 75% of the purchased price.For private loans, closed friends let me use the money for 5-7%.  

We have had numerous clients going through 1031 Exchanges in order to qualify for purchase money loans (as opposed to cash-out refinance transactions) or to consolidate a number of properties into one larger property in order to reduce the number of outstanding loans.

The woman from Duke Energy was very nice and actually gave me an average of another property that we have looked at, it's 400 sq ft smaller, but it was averaging $177. 

I believe it would greatly reduce my risk by having a seasoned partner. thoughts?

Right now I am closing  deals before years end so have all my energy into that. 

However, remember that the “official” inflation numbers do not include energy or food.

slow down so you can actually start taking out money and reducing debt tax free using your primary residence exclusion.  

Also currently working to get my FICO up some as well, its not bad but it could be better if I work harder at reducing some of my debt.