Just want to figure out if agency debt is based off of the agency or the lender specific spread.

They can also stay until the end of the lease term and receive nothing for leaving.You chose to skim the entire topic and spout off twice about your own faulty assumptions.

My properties are in 4 states and we do fine, but I am learning that MTRs can really pay off if you put time into building relationships with placement agencies so it's a pain to have to do that in many markets.

I posted only once so far offering to find someone off market properties here in San Antonio, however that comment was removed because I didn't read the rules and realize that type of comment is supposed to be in the classfieds section.I've learned a lot so far and I hope to add some value to the REI community here at BP.

At $30-50/month it ends up breaking even but I have someone to call instead of the plumber that charged me $200 to show up and was charging $300 more to turn off the water to my house when I had a leak.

I can't post it as that would be self promotion but it's not difficult to find.Some people at this level love to mentor.

I heard it is to get the seller to take the home off the market to perform these inspections. 

As Chris stated, your renovation budget is way off.

Sometimes it helps to bounce things off the community and maybe help future investors too.

I’m also looking at starting off by wholesaling and househacking.