Want to get feedback from the group.Here are the community statsMetro pop 280,000, up 12%since 2000, up 25% since 1990Unemployment 4.8%Median family income $53,000Median home price $101,00022 lots, 19 tenants, no POHAvg rent is $197, avg market rent $214 Rent includes city water, private septic, trash, lawnEstimated expenses are 49%I got a quote to sub-meter and requesting a $10,000 credit at closing so I can get that done when I purchase.

Just thought I felt compelled enough to share my thoughts, as it's very difficult working with a part time agent on the other end of a deal from a professional standpoint as well. 

(The second story is another commercial space but is unoccupied.)I have been approached by the mortgagee (a private lender) to suggest a deal that would enable me to acquire the building.

I've been using my SDIRA for private lending for a couple of years now with pretty good success.

"Steady income" and "newly licensed real estate professional" don't belong in the same paragraph. 

If I am not doing repairs myself I prefer calling private contractors as needed as opposed to manufactures Cadillac service warranties or repair policies.

Since, I do not have a steady income, I would have to consider creative financing, hard money loan, and private money or another way of financing a deal.

Hello,  Ryan Mertz from Michigan. I have given investors commercial roofing advice on BP for years. I'm looking at a few properties in the 48125 and 48180 areas of Michigan. I need funds for a flip or a quick cash out...

I found out that a family friend does a little bit of private lending and got both properties financed with him.  

If your first home is not FHA, pull the equity in a HELOC...don't know if there is enough to cover the duplex...but you might be able to leverage private money and move away from a traditional lender...you can always re-fi later...