@Chris Mason so normally the HomePossible loan wouldn’t work with distressed 2-4 unit homes?

If you have something to buy it's worth it, but don't force yourself to buy something you normally wouldn't consider...With that said you can be little flexible seeing as you're hypothetical buying power is greater (by whatver you'd "lose" to taxes).

But, I have to manually enter each guest's car info into the system.

I have a background in sales, and got hooked on real estate while looking for a reason to not work so hard at the car dealership I was work with.

Be carful.

The numbers look decent but should I increase anything and is it normal to come in and hit tenants with a fee that they currently don't pay (water, garbage and sewage), which would be an $83 fee.

If something were to happen on my property like college parties, is that normally protected under a good insurance policy?

I think we will see a more normal 3-5%.

Above all, use public transportation (you might be eligible for a free bus pass) or the cheapest possible car you can find to get around.If you can't get a job better than a minimum wage position, OK, I get it.

Everyone laughed, said she was an idiot, there's nothing to "specialize" in, FTHB are just normal easy vanilla loans, that's as stupid as a doctor saying they "specialize" in the common cold.