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Updated almost 6 years ago,
FHA loan questions here
I've been looking at FHA loans to househack a multi-family and had some general questions. Theres a minimum of a 3.5 down payment, could this be higher than 3.5? Say 10% or 20%? If I pay the 3.5 and saved the other 16.5% for reserves could I pay more down later?