How do you know you are going to make money and avoid a trap?

Quote from @Shari Azama: I have never heard of making monthly payments in three separate installments.

Also, everyone is anticipating much lower rates over the next 12-18months, so if you purchase today you will most likely refinance to a lower rate in the coming few years.With Real Estate it's important to remember not only that it is a long term investment, but that there are many ways to make money on the asset. 

Though, it takes time and money to make it happen. 

Since that is their skillset and do it 24/7, they'll likely net you more money than you netted doing it on your own.  

Yes you can make more money if you could time the market but for those who invest long term you eventually will win.

I would like to withdraw from various lines of credit to buy this property and then in January make that 401k withdrawal and payoff the credit used for the purchase.

I'm still learning all the numbers and don't understand how you basically got the money free and clear. 

I appreciate you making the connection.

For wholesaling start sending mailers, cold calling, anyway you can find a deal and get it under value to sell to a flipper that will still be able to make money.