Have some of your wealth in RE, 401(K), REITs, international markets, crypto, bonds, etc...according to your relevant risk level but I think you can and should be invested in various different asset classes and markets. 

I also like www.cashflowconnections.com Hunter Thompson is smart and well diversified into asset classes I like a lot for the next 10 years, Self-Storage, Mobile Home Parks and Value-add apartments on the more affordable side, NOT CLASS A.Gaw Capital is also a firm i have directed some of my private clients to review, if you want international diversity.You need some geographic and asset class diversity, and this structure is hard to beat, you could go with 1 firm, but i feel putting the hypothetical $3.5mm into 2-3 top notch, recession surviving firms is best. make sure they have been through a recession.With good operators, you should be pushing high teens IRRs fairly safely. this is VERY PASSIVE and IMHO a fairly safe way to go.I tell anyone who will listen this is where i would park my money if i wanted passive cashflow and some upside potential. 

Also, headsets are better than internal mics.

Run the internal rate of return calcs on this property vs a 1031 into two with 8% loans. 

@Gary L Wallman Even if your home was powered 100% by coal, EVs are much cleaner as they are up to 5x's more efficient than an internal combustion engine.

This situation causes us significant issues because we now have to cancel everything, rework the account internally and with the carrier, produce new COI's, binders, policies, adjust payment / premium details, billing, etc. 

@Ben Account Closed No worries....I see that your an international investor.  

Not to get paid, but just to be involved, answer questions and learn more because I am working on my Certified International Property Specialist Certification (CIPS) and I need more points by helping with someone else's transaction.

Broadway (N: N Broadway | E: I-71 | S: Ackerman Rd | W: Route 315)Worthington EAST (N: I-270 | E: Railroad west of Huntley Rd | S: Chase Rd | W: N High)South Clintonville/Clintonville/Whetstone/Indian Springs/Beechwold (N: Morse Rd | E:Indianola Ave | S: Glen Echo Creek | W: Olentangy River)Brookside Village/Woods/Estates/Colony (N: I-270 | E: Railroad east of Perry Park | S: W DublinGranville Rd | W: Sawmill Rd)Northeast of Upper Arlington (Riverview/Cranbrook/The Knolls/Knolls West/Northcrest/Henderson Heights/Olentangy Commons/Misty Meadows/The Gables/Sycamore Hills/Olentangy ParkDublin School Sliver, East of Scioto River (Sawmill Ravines/Hayden Falls/Crown Ridge/Sawmill Park/Greystone Mews/Dale Center/Meadowland Heights/Sunnydale Estates) Railyard/Hilliard Green/Sweetwater (N: Scioto Darby Rd | E: I-270 | S: I-70 | W: Spindler Rd) HilliardEast of Hilliard: (N: Tuttle Rd | E: Scioto River | S: I-70 | W: I-270)BlacklickGahannaSouth of Powell (N: Jewett Rd | E: Route 315 | S: I-270 | W: Sawmill Rd)CrosswoodsB-/C+ Neighborhoods:Olde Towne East SOUTH (N: Bryden Rd | E: Wilson Ave | S: I-70 | W: Parsons Ave)Southern Orchards NORTH - 43206 (N: E Livingston Ave | E: Linwood Ave | S: E Whittier St | W:Parsons Ave)Southern Orchards SOUTH - 43206 (N: E Whittier St | E: Lockbourne Rd | S: Thurman Ave | W:Parsons Ave)Driving Park (N: Livingston Ave | E: I-70 | S: E Whittier St | W: Linwood Ave)Green Acres (N: I-70 | E: Kimball Pl | S: Livingston Ave | W: I-70)Old Oaks (N: Mooberry St | E: Kimball Pl | S: E Livingston St | W: S Ohio Ave)South of Main (N: E Main St | E: Alum Creek | S: I-70 | W: Wilson Ave)Livingston Park (N: Mooberry St | E: Kimball Pl | S: E Livingston St | W: Parsons Ave)Hungarian Village - 43207 (N: E Morrill Ave | E: Parsons Ave | S: E Woodrow Ave | W: S High St)Franklinton NORTH (N: McKinley Ave | E: 315-N | S: W Broad St | W: Glenwood Ave Railroad)Franklinton SOUTH (N: Sullivant Ave | E: 315-N | S: I-70 | W: Glenwood Ave Railroad)Reeb-Hosack - 43207 (N: E Woodrow Ave | E: Parsons Ave | S: Hosack St | W: S High St)Milo Grogan NORTH (N: E 11th Ave | E: I-71 | S: E 5th Ave | W: Railroad west of Cleveland Ave)Eastgate (N: I-670 | E: Route-62 | S: E Broad St | W: Railroad east of Woodland Ave )Woodland Park NORTH (N: I-670 | E: Railroad east of Woodland Ave | S: Greenway Ave | W: Taylor Ave)Mount Vernon (N: I-670 | E: Taylor Ave | S: Atcheson St/Mount Vernon | W: I-71)King-Lincoln Bronzeville NORTH (N: Atcheson St/Mount Vernon | E: Taylor Ave | S: E Long St |W: I-71)Sharon Heights (N: Cemetery Dr/Chase Rd | E: Indianola Ave | S: Morse Rd/W Rathbone | W:Olentangy)Greenbriar Farm (N: E Broad St | E: I-270 | S: E Main St | W: Big Walnut Creek)Urban Crest (N: I-270 | E: Route 62 | S: Southwest Blvd | W: Lewis Center Way)Grove City WEST (N: Southwest Blvd | E: Route 62 | S: Grove City Rd | W: Big Run South Rd)Eastmoor NORTHWEST (N: E Broad St | E: James Rd | S: E Livingston St | W: S Gould Rd)Broadleigh WEST (N: Railroad south of 5th Ave | E: James Rd | S: E Broad | W:Stanwood/Roosevelt/Gould)North Linden NORTH (N: E Cooke Rd | E: Cleveland Ave | S: E Broadway | W: I-71)Clinton EstatesMaize-MorseSalem Village (N: E Dublin Granville Rd | E: I-71 | S: Morse Rd | W: Railroad west of Sinclair Rd)Forest Park/Woodward ParkMinerva ParkDevonshire/Northgate/Northern WoodsNorthern Woods/Huber RidgeC Class Neighborhoods:Southwest HilltopRiverbend/BrookshireHolly Hill/Georgian HeightsValleyview/Hilltop NORTH (N: I-70 | E: I-70 | S: W Broad St | W: I-270)Lincoln Village/New RomeSouthwest Columbus (N: Greenlawn Ave | E: Scioto River | S: I-270 | W: Brown Rd)Grove City NORTH (N: I-270 | E: I-71 | S: Columbus St/Stringtown | W: Route 62)ObetzBriceBlacklick EstatesZimmer/Glenbrook/EastlandSouth Side/Scioto Southland/Marion-Franklin/Alum-Crest Acres/South Alum Creek Steelton/Stambaugh-Elwood - 43207 (N: E Woodrow Ave | E: S Champion/Lockbourne | S: Frank Rd | W: Parsons/S High)Vassor Village - 43207 (N: Thurman Ave | E: S Champion Ave | S: E Woodrow Ave | W: Parsons)Innis Garden Village/Milbrook/North Alum Creek (N: Frebis Ave | E: Rt-33 | S: Rt-104 | W:Lockbourne Rd)Edgewood - 43207 (N: Frebis Ave | E: Lockbourne Rd | S: Marion Rd | W: S Champion)Deshler Park (N: E Whittier St | E: Lockbourne Rd | S: Frebis Ave | W: Alum Creek Dr)Mount Vernon (N: I-670 | E: Taylor Ave | S: Atcheson St/Mount Vernon | W: I-71)Linwood/Leewood/Pine Hills (East of Berwick)Beechwood/Shady Lane (East of Berwick)Broadleigh EAST (N: Roosevelt Ave | E: Bernice Ln | S: E Broad | W: James Rd)WhitehallReynoldsburgWest of ReynoldsburgNorth Linden SOUTH (N: E Broadway | E: Cleveland Ave | S: Hudson Ave | W: I-71)East Columbus Gateway (N: International Gateway | E: Stelzer Rd | S: Railroad south of AvalonPl | W: I-670)South Linden (N: E Hudson St | E: Billiter Blvd | S: Railroad north of 5th Ave | W: I-71)East Linden - Shepherd, Devon Tri, Amercrest, Brentnell, Argyle Pk)Northeast ColumbusMilo Grogan EAST (N: Railroad south of E 11th Ave | E: Railroad west of Joyce Ave | S: I-670 |W: I-71)Franklinton NON-NIPPLE/South Franklinton (N: Scioto River | E: Rt-315 | S: Greenlawn Ave | W:I-70)C- Class Neighborhoods:South Hilltop/South Central Hilltop/Central Hilltop (N: Broad St | E: Brown Rd | S: Eakin Rd | W:S Hague Ave)

Apple, Google, HP, Intel, Symantic, Pixar, Genentech, Tesla, Stanford University, Safeway, The Port of Oakland, 3 international airports, just to name a few companies/entities in various industries that make their homes in the greater Bay Area, and none of these are "start-ups".The Bay Area is not a one trick pony.