I work with non profits that provide community based living services for individuals with special needs. 

@George Kountoupis No George, i'm in Phoenix, but I'm always curious about other states, I have friends who are flipping out of state now, which i don't have the guts to do yet!

After a chat with a friend of mine about how I am not satisfied with where my Real Estate knowledge currently is, I did some thinking and came up with a crazy (I feel) idea.

I've actually got a real estate license here in Texas (Home Team of America) that I only use for my personal investments and to help out friends/family.I'm wide open to meet folks, add value to the conversation where I can, and soak up information like a sponge.I'd love to chat/network with other investors in SA who're actually doing deals (not kicking the tires).

I really don't have friends that are interested in real estate and most people look at me crazy when I start talking about it.

Other options might include: getting an unsecured personal loan to cover the $20k, persuading a friend or family member to loan me the money, or cobbling together the money from random sources like credit card convenience checks and maybe a Lending Club loan.Problem is, while my credit is good and I have a decent amount of cash to work with, my income is low-ish and comes from four (!)

There are so many different factors at play...your goals, your next deal, the situation at hand of your LTV, credit score, loan amount, etc...that affect the available terms and whether it's best to go 15yr or 30yr.It's always best to work with an investor-friendly lender that has your interests in mind, and can work with you to strategize a few moves ahead, like chess.  

I had a friend recommend the site to and from what I see so far I think I'm going to like here. 

Thanks friends

Bay Area crew is super active and friendly, don't hesitate to reach out to anyone.