Cut out the damaged floor area, with extra.

It is quite an odd plot of land as there is a random driveway so I assume it used to serve as an extra parking lot or maybe a trailer home in the past. 

@rebecca pitman may have an extra one.

With the expiring eviction moratorium, screening is extra important right now.

I guess I’ll just have to spend the money extra time doing each calculation out on paper it seems like a bunch of people have had this problem.

@Tyler Smerz - If you can qualify for a conventional loan and can afford the extra 1.5% down payment, I'd recommend going that route over FHA so that you can save yourself some money on the Mortgage insurance cost.

I work as a CAD Draftsperson (3D modeling of our fixtures to create blueprints, programs and cut lists) as well as a Carpenter when some extra help is needed on the floor.I bought a little ranch 2BD/1BR house in Milwaukee (Bay View), Wisconsin six years ago and have done a lot of work to it over the years - new custom kitchen, appliances, refinishing of original oak flooring, A/C, bathroom and 6' fenced in yard.

Though we started the eviction process in spring, Massachusetts tenants rights laws, poorly written old lease and COVID are making it extra slow.

If you was loaded with enough money to do the rehab out of pocket how is taking a few extra days to get the draw money from the bank a big deal?

You also see evidence in that everyone knew/knows it would be short/medium term by looking at the training of the baristas-turned-loan-originators that now dominate the call center places, in many cases they weren't even taught how to read a purchase contract (ask your Realtor, they can attest to this :), the idea (implicitly) being that this batch of new LOs is just going to be fired once rates go up, they're just being hired for refis, no reason to teach them how to read a purchase contract or that deadlines matter.