Can't replace old wood siding with vinyl.... etc.  2. 

The roof has several holes in it, old water damage with large spots of rotted wood, and several boards completely collapsed in the roof and the gutter is sagging among some of the highlights. 

I think the best bang for your buck for the exterior finishes would be to paint the shutters, brick, garage door, front door and what looks like wood wall finish on garage.

Now the wood flooring panels are on top of the slippery plastic sheet that is the water barrier.

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I can give you some general info on insuring the property:Here are some things to look for from an Insurance prospective: Any in-ground tanks (active or inactive)Any Knob & Tube or Aluminum WiringIf built before 1978, does the building have Lead Safe certificationsAny wood stoves or secondary heating units.

New carpet, new wood floors, new paint, new fixtures, new bathroom, new countertops, new appliances.

@Sarah Kline Did y’all do a full upgrade, granite, wood floors etc?

This in turn will allow me to build for my down payments and reserves for future investments.I've also recently been looking around Central East Jersey such as East Rutherford, North Arlington, Kearny, Nutley, Carlstadt, Wood Ridge, and the nearby areas and I've seen a few decent opportunities but, they seem to fly off the market as quickly as they come up. 

As far as I can tell, just about every wood framed building here either has had, does have, or will have termites.