I've tried to eat before going to a restaurant to save money... but what ends up happening is I buy food at the restaurant because it smells so damn good, and end up bloated as hell on the couch afterwords, because I ate 2 meals lol.

If you have the correct zoning and no outstanding code violations you should receive your rental license instantaneously.

It totally sucked, pulled out of the wall and because it did not go all the way to the floor, all the weight was on the screws, which were in the drywall only, and it was super dangerous if you bent down to pick something off the floor and caught yourself on the damn thing coming up.

My dad sent me to college and got up every damn morning to make me breakfast as a kid.

Also, I got the stats on the number of outstanding vouchers and the waiting list numbers for these areas, in addition to checking GoSection8.com, Zillow and Craigslist for competitive listings within my target cities.

@Erik Whiting - an outstanding review of Kyosaki!

Financially, we need to get our debt to income ratio, and outstanding debt in a better place (we paid for our wedding ourselves and it was an amazing wedding regardless of Covid restrictions), we are in our apartment until September 2021, and will likely rent for about a year after that while we pay down debt/save up some cash.I'm fascinated with all the different ways that people can make money in REI, and can't believe how much information is available for FREE on the BP network, and am amazed how many of the people I know don't know or haven't heard about Bigger Pockets. 

FINANCIAL/CREDIT HISTORY1.No outstanding debt to previous rental property owners.2.No outstanding debt to utility companies.3.No outstanding debt in excess of $1000 that is not in a payment plan.4.No excessive monthly financial obligations - more than 20% of income.5.Lack of credit history or marginal credit history may result in additional security deposit. 6.Derogatory credit (past due accounts, collections, charge off accounts, tax liens, judgements in excess of $1000 and/or bankruptcy) may result in additional security deposit or denial.LEGAL/CRIMINAL HISTORY1.Criminal offenses of a violent nature against either person or property will result in denial.2.Applicants with a non-violent criminal misdemeanor that occurred more than two years ago or a non-violent criminal felony that occurred more than five years ago may be considered if restitution for their crime was made in full and all time was served.Also, we may require an additional security deposit and demonstration of good employment history, credit history, and rental history since the time of the crime.Multiple offenses may result in denial regardless of what the employment, credit and rental history shows.

...and this is why the rent is so damn high in CA, NY and any other place where the laws do not protect the "housing providers". 

@Andrew PostellThanks so much Andrew, your detailed response is quite appreciated.I am promised a LE by Monday, provided I submit all necessary documents, which at this time outstanding are payslips and bank statements.Yes, you are also correct on the rate as I've been quoted on a kind of no docs loan at about 7.5%.Will post update on Monday.Happy Thanksgiving!