You are learning though and that is what counts. 

I live less than 5 miles from this property, so I will manage it myself so management fees are not counted.

better, but about $100/month or so.FHA doesn't (or at least shouldn't, individual lenders can add on whatever BS they want) have a loan level pricing adjustment for unit count.

We do not count number of "conventional mortgages."

But low and behold, I counted (14) other training/resources they didn't tell us before we paid for the workshop thinking that's all we needed (well not me.... my pops, he paid).Nevertheless, we in it together. 

To count as living SF it has to be heated and cooled...and permitted.

I'm counting down the days until closing.

I'm not sure if it still counts as small scale but I originally developed RentTracker for myself and now have 100k+ users over the past 15 years or so.

Remember you will need cash reserves and retirement funds can count towards your reserves as well at 60%.

Either one of us can individually qualify for the mortgage, but we don't want to both be on the loan, because I think that will limit our future mortgages...In other words, I believe each individual can qualify for an X amount of traditional loans, but if we do a loan together on this deal, it will count as each of us having a loan.... thus limiting us in the future?