@Cillian KellyI never do because my rate is 3%.

Also insurance rates are cheaper in SC than FL.

The property I've set my sights on is a 9-plex where the owners are willing to carry 70% of the loan at a 5.5% rate for a $1,800,000 building.

How you proceed will depend on a few factors:- financing will depend on your exit strategy - you'll be best off if you can decided the exit plan (LTR, MTR, or STR) before buying- Since you're not employed and living on savings, what is your burn rate and your cash runway?

People's debt, tax rates and situations vary greatly. 

Have they bought the rate down?

That property won't sell for another couple of years and I messed up and didn't lock in when rates were low and am now paying triple on the interest only payment.

Here’s a digest of his expert insights designed to empower both new and seasoned investors.Understanding the Real Estate MarketThe real estate market is dynamic and influenced by economic trends, interest rates, and regional growth patterns.

Is this still around and if it is at what rates?

Our last purchase in the fund was a newly constructed 98 unit Built-to-Rent community with room for an additional 120 units, that we were able to get at a 6% cap rate (a significant discount to the market).Hope to buy a few more deals similar to this one in the fund.