You are a first time home buyer and a potential owner-occupant with a job to show income so you can take advantage of great mortgage rates and terms available to you right now, assuming you have good credit.

Advantages?

One of the advantages of going with a large firm is that they will have all the additional people you will need, or have firms on standby that they can call on to do those kinds of deals.

I have taken two of the classes thus far, and am about to take my next two, and haven't taken advantage of the mentor.Eventhough the information was well presented and some questions were answered, I am finding that just getting out there and reading books from libraries, looking up topics on UTube (which somehow linked me to BP), and networking with individuals here on BP, is giving me the same if not more information as the classes.The classes are beneficial; but I think that you could probably find the same types of classes, for much less $$$.A plus for the Rich Dad Academy is that you can retake the class once, and you can enroll in OnDemand (which is just watching the class an hour at a time on the internet).The negative: Once you go to one of the seminars that try to get you to sign up for Rich Dad Academy, you also get another call from their "coaching" system, which is another $$$ (embarrassed to say what it was, because I was roped into this also).My advice; find out the types of investing you want to do, research those topics, and post your questions and leads here on BP.

We take advantage of the flat rate unlimited phone packages and bundle packages for cable, land line and Internet.

That is what I call an unfair advantage.... :)here she is being called to task http://www.youtube.com/watch?

With low income tenants, I only do month to month leases because there is not advantage to doing a longer lease.

Not sure that's always the case, though, especially if the market is competitive.

I love, love, LOVE article marketing.On the site I just sold, I had one article going to it that was responsible for 18,000 click-throughs alone (on a very competitive keyword), not to mention tons of other supplemental keywords.Articles are an INCREDIBLE way to get traffic, be perceived as an expert, build up backlinks, get more exposure, and a zillion other phenomenal things.Great post :)

I want to live in a nation where people can no longer take advantage of the system.