I have a personal loan with a very big branded credit card company  with whom i have borrowed 4 times (each time about 30000 USD)and paid backWill this affect my ability to buy a primary residence if I have a  recent loan of 25000 USD with this credit card company?

There are different owners who care about different things. 

I have parents in CA that own rental property and their personal residence. 

Any thoughts on a strategy that would best set me up to eventually purchase a second rental (third counting my current residence) would be appreciated. 

NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

Be careful of responses to your posts as 1) Most responders aren't licensed experts 2) many of them will share what has worked for them, which may or may not be legal or the "best" way or the way that will work for you.We manage almost 700 doors in Detroit and the tri-county area, so bounce stuff off us as needed:)

@Christie Gahan PMCs are often lumped in with used car salesmen:(In our opinion this is due to a lot of bait & switching and poor communication.No excuses, but much of this is caused by owners who are always looking for cheaper, but don't care enough about quality.It would be great if someday AI allows a PMC to track every minute their time is spent on a property and send that owner a bill based upon that time, just like lawyers do.

Be careful as you search for your target market that you have an accurate idea of the Fair market rent for the property upon completion.

I reside in Texas, but I have some family that moved into the San Diego property to maintain the mortgage as I move through the probate process.

Key requirement is it must be the primary residence.