Two parties bringing very different things to table = great partnership.

You should be able to live in it for "some portion of the year" and rent out the remaining rooms as "rooms in a house" but you'd actually have to occupy it for "some portion of the year" but with the vague requirements from Fannie your lender could give you better guidance on that:Second Home PropertiesThe table below provides the requirements for second home properties.

Or is that going to be off the table with my income issues?

@James G.leave some money on the table.

I normally see topics about partnership being a good way to go when you both bring something to the table (1 party brings research and ground work, the other brings money).

@Anthony Surach You could have hard money lenders for your POF, you'll typically need to have 25/75 LTV for the loan on the hard money loans which will be you bring the 25% to the table.

I've done LOTS of deals where sellers were willing to leave tens of thousands of dollars on the table just to be done with a problem tenant.

Interestingly, pets playing such an important role in peoples' lives especially with everything going right now, so not allowing pets may cause you to leave some money on the table. 

In other words, I'm not reliant on my Realtor income to put food on the table.

There are data tables in the report and this is one of the data fields.