For example, if I find a 75% occupied multi family property with positive cash flow will a lender lend to my entity based on the fact that the property should pay itself.

I haven't had too much trouble finding financing, but am in a position where I have very good credit and cash on-hand, so I'm reasonably low-risk.

Dealing with the homewoner directly will produce much better and easier positive results.If you have homeowner contact and do not know what to do with it at this point, contact me.

If I was in your position this is what I would do.

. - I too would like to know what lender you are using for a 2nd position HELOC on an investment property, as every lender I ask about getting a HELOC on a rental property with a mortgage and plenty of equity present say NO before I even finish asking the question.J.T.

Even at 10 yrs will have a small positive cash flow of 200$...my question is being my age should I drag out the loan 20 yrs to have a larger cash flow using that money to cover repairs and possibly invest in more properties or pay for it as quick as possible

Can someone, in layman's terms, describe the difference between a 'First position' note and 'Second position' note?

@Bill Capper hey Bill, I’m in your same position and would be cool to pick your brain on how you went about getting NJ and PA.

They must like the collateral in case it goes bad...they would just go back to the position they were in before.

There are a number of reasons why you wouldn't have a house that didn't have positive cash flow.