@ Billie MillerThank-you for the article!

Here is an article is saw in ADN.

I just read this article and thought it was very interesting.

He's covered up, just not by a usual article of clothing.

There were seemingly endless articles and stories run on how many loans were "turned down" to some and "approved" by others and the reasoning given was racial statistics, which were skewed. 

I am currently making the time to write out my business strategy/plan every day, I found my niche in buy and hold, but eventually would like to venture out and find what else is out there that catches my interest, but for now I am focused on buy & hold, and every day I'm listening to pod cast and reading on the BP pages on articles about buy & hold strategies.Anyways if there is anyone out there that has experienced how I am feeling about support and self motivation please share with me their thoughts and opinions.

@Raul LeyteThe article you are pulling from is over a year old.

You can try fighting it and there are plenty of articles about that, but in most cases they wont adjust the number unless there is a blatant mistake like square footage being wrong or something like that.  

Make sure to listen to all the BP podcasts, read the articles on the main blog and be active in these forums to learn a ton very quickly about any topic in real estate you want to know more about.This is also a great place to meet people that can be assets to your business.

My thoughts exactly, although kicking around the site I did see an article recommending use of the standard state form.