I say “only” because I am not in credit card debt or owe any outstanding payments.

Unfortunately, my credit is not the best due to high credit card debt, which I’m slowly paying down.

I had a security card with my mug shot on the front and it would open doors so I did not have to.

Said is most likely done through business credit cards that report to your business credit vs personal

However, does anyone know of a software that I can use to upload leads from a spreadsheet to a website that can auto-dial phone calls to prevent down time in between calls?

You can always look for cheaper loans or hard money lenders if you're using credit cards with high rates.

Bass expects that the firm’s downfall will be bankruptcy, calling UDF “a billion dollar house of cards” that “is now on the verge of collapse.”UDF has been under investigation by the Securities and Exchange Commission since April 2014, the company disclosed in December, responding to what it called “market rumors” and “misleading anonymous posts.”

As far as down payment/closing costs - our plan is get MSHDA down payment assistance/credit card or private loan on my name.

If you apply for a mortgage and then a credit card, it will be considered multiple inquiries.  

I do know I have heard about people using credit cards and buy gas/groceries etc and paying off after it posts to improve it quickly.