Been doing my newbie research and came across an article about Offers Subject to Interior inspection.  

=============================Title Insurance Company is irrevocably committed to issue to buyer an owners title insurance policy covering the property with standard coverage customary in the state where property is located showing liability in the amount of the purchase price and showing insurable title to the property vested in buyer, subject only to the following(a) Title Insurance company standard exceptions(b) Liens for all current general and special real property taxes and assessments not yet due and payable(c) liens of supplemental taxes, if any assessed(d) any facts an accurate survey and/or a personal inspection of the property may disclose(e) the mortgage/deed of trust/deed to secure debt lien in connection with any buyer financing(f) any laws, regulations, ordinances (including but not limited to, zoning, building and environmental ) as to the use, occupancy, subdivision or improvement of the property adopted or imposed by any governmental body, or the effect of any non-compliance with or any violation thereof, including but not limited to, any disclosure an/or report required by ordinance(g) rights of existing tenants and/or occupants of the property (if any)(h) covenants, restrictions, easements and other matters that do not materially impair the value of the property or the use thereof(i) non-monetary encumbrances disclosed to buyer in writing prior to entering into this agreement (j) any other matter for which the title insurance company agrees to provide insurance at no additional cost to buyer===========================================================

I'll hold this property to hopefully see a little appreciation since it's far under water, but I have no plans for additional Wyoming investments in the near term.

One way to broach the subject of whether they are leaving is by confirming that they will be out by date X because you are advertising it and want to show it then. 

I did a little more digging for you on the subject and found this article.

Decided to revamp my subject line- the typo in the first one made me a bit crazy. 

A portfolio loan is a different loan type that is governed by the bank and not subject to conventional lending rules.  

I'm, by far, not a subject matter expert on FHA, but that is my opinion.  

Approval authorities are under regular review and are subject to adjustment.

I'm not a big fan of communal living personally, but to each their own.Regardless, get someone you trust and with experience to check over your numbers before you submit the offer and be sure to have good "subject to" clauses in your offer in case they accept it and you need to back out later.